Welcome to home ownership! Whether you have just signed a contract to purchase a home or have decided to refinance your current mortgage, our office provides the time and place for your settlement. Before reaching the closing table, our office communicates with your lender to ensure a smooth closing process.
We begin preparing for your closing as soon as our office receives a title request to examine the property in question. This exam provides a history of transactions regarding the subject property and insures against the existence of liens before closing the transaction. During this examination, our closing department collects insurance, tax and payoff documentation as your lender instructs.
Once this information has been gathered, our office receives the closing package from your lender’s underwriting department containing all mortgage documents for your loan you will execute at the closing. From these documents, our office prepares the settlement statement and gains closing approval from your lender.